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checking account 

支 票 存 款

zhi1piao4 cun2kuan3

A deposit or savings account? 

定 期 还 是 活 期 ?

Ding4qi1 hai2shi4 huo2qi1?

Cashmeira

escrow account 

担 保 账 户

dan1bao3 zhang4hu4

Jiang JieGu ChunleiShao DanniPan ZilongZhu Jing
CashmeiraChelsea

deposit, savings, (type of savings account) 

存 款

cun2kuan3

Cashmeira

capital account 

资 本 账 户 ( 帐 户 )

zi1ben3 zhang4hu4

Du FengHu SiyuZheng LeiCao Lihong
AprilJeremyBrian

Would you like to open a savings account? 

你 想 开 一 个 活 期 存 款 账 户 吗 ?

Ni3 xiang3 kai1 yi2 ge4 huo2qi1 cun2kuan3 zhang4hu4 ma?

Cashmeira

account (bank) 

户 头

hu4tou2

deposit account 

定 期 账 户

ding4qi1 zhang4hu4

Cashmeira

savings account, current account 

活 期 账 户

huo2qi1 zhang4hu4

Cashmeira

checking account 

支 票 账 户

zhi1piao4 zhang4hu4

Cashmeira

What kind of account did you want? 

你 想 开 哪 种 账 户 ?

Ni3 xiang3 kai1 na3 zhong3 zhang4hu4?

Cashmeira

How much does each account cost? 

每 个 账 户 要 花 多 少 钱 ?

Mei3 ge4 zhang4hu4 yao4hua1 duo1shao3 qian2?

Please tell me how you would like to deposit your money. 

请 告 诉 我 你 想 存 何 种 户 头 ?

Qing3 gao4su wo3 ni3 xiang3 cun2 he2 zhong3 hu4tou2?

savings account 

储 蓄 存 款

chu3xu4 cun2kuan3

current account 

活 期 存 款 账 户

huo2qi1 cun2kuan3 zhang4hu4

Do you want to open a current account? 

你 想 开 一 个 活 期 存 款 账 户 吗 ?

Ni3 xiang3 kai1 yi2 ge4 huo2qi1 cun2kuan3 zhang4hu4 ma?

account number 

账 目 编 号

zhang4mu4 bian1hao4

Cashmeira

account 

账 户

zhang4hu4

Du FengJin YanSun BinAn YufeiShao Jingxian
AnnScribMaggyFrank

account number 

账 号 ( 帐 号 )

zhang4hao4

Zhao JianCheng MiaoZhuo ShuoLi Xinzhou
RickLindsayJames

account  (bank)

账 户 ( 帐 户 )

zhang4hu4

Feng XieLi Yu ZhengCao HuiWT Zheng
TimKaren LeeJeremyMaggy

deposit account 

定 期 存 款

ding4qi1 cun2kuan3

Zhang MengJessie WangLiu MingkeChu LinZheng LeiFeng Xi
KarenMichaelAprilRory

current account  (type of bank account from which you may withdraw at any time. Type of savings account.)

活 期 存 款

huo2qi1 cun2kuan3

Zhang NingLi Yu ZhengHuang XuLi LongfeiWang Jin
KarenMichaelAprilRory

Could you tell me the difference between a savings account and a checking account? 

请 告 诉 我 储 蓄 存 款 与 支 票 存 款 的 区 别 好 吗 ?

Qing3 gao4su wo3 chu3xu4 cun2kuan3 yu3 zhi1piao4 cun2kuan3 de qu1bie2 hao3 ma?

I went to the bank today to open an account. 

今 天 我 去 银 行 开 了 个 账 户 。

Jin1tian1 wo3 qu4 yin2hang2 kai1 le ge4 zhang4hu4.

Jin YanZheng HaotianLiu WeihongRuan Yilang
Cashmeira

market analysis 

市 场 分 析

shi4chang3 fen1xi1

Shao JingxianHu SiyuWang ChenLi Xinzhou
DavidAbbieChris

ATM, automated teller machine, bank autoteller 

提 款 机

ti2kuan3ji1

Cashmeira

ATM, auto-teller machine, cash dispenser 

自 动 提 款

zi4dong4 ti2kuan3

ATM, automated teller machine 

取 款 机

qu3kuan3ji1

Cashmeira

ATM, automated teller machine, bank autoteller 

自 动 提 款 机

zi4dong4 ti2kuan3ji1

Cashmeira

ATM card, bank debit card 

提 款 卡

ti2kuan3ka3

Cashmeira

to withdraw (cash from an ATM) 

提 领

ti2ling3

Cashmeira

Bank of China 

中 国 银 行

Zhong1guo2 Yin2hang2

Shao DanniLi Yu ZhengLiu WeihongSong JiaZheng Lei
JeremyAprilShawnStevenQ

Is the bank on the left or the right, do you know? 

银 行 在 左 边 儿 还 是 右 边 儿 , 你 知 道 吗 ?

Yin2hang2 zai4 zuo3bian1r hai2shi you4bian1r, ni3 zhi1dao ma?

Wang YongDa DiZheng HaotianLiu WeihongWei Xing
CricketAustinNick

I want to open an account in the bank. 

我 想 在 银 行 开 个 账 户 ( 帐 户 ) 。

Wo3 xiang3 zai4 yin2hang2 kai1 ge4 zhang4hu4.

Jessie WangFeng XieCao HuiWT ZhengSun Gang
DaveSarahMichael

Bank of Communications 

交 通 银 行

Jiao1tong1 Yin2hang2

Zhu JingGu ChunleiJin YanPan Zilong
DavidAnnDawn

bank 

银 行

yin2hang2

Li Yu ZhengFeng XieLi SiWT ZhengHuaCao Hui
KateBrienneScribMichael

The People's Bank of China, PBC, PBOC 

中 国 人 民 银 行

Zhong1guo2 Ren2min2 Yin2hang2

CashmeiraEllen

Federal Reserve Bank  (This is the central bank in the United States. The central bank in China is the The People's Bank of China (PBC or PBOC).)

联 邦 储 备 银 行

Lian2bang1 Chu3bei4 Yin2hang2

Zhu JingGu ChunleiJiang JiePan ZilongMeng Sichen
Ellen

bank note, paper money, bill 

钞 票

chao1piao4

Liu Yu RongLi Yu ZhengZheng JieZhao MoZheng LeiHua
TerryJulieBrienneStephan

a bundle of bank notes 

一 捆 钞 票

yi4 kun3 chao1piao4

Liu Yu RongLi Yu ZhengZhao MoZheng LeiHua
FredJenniferStevenQ

account book  (can also say zhang4bu4ben3 -- if you say na4 xie1 zhang4bu4ben3 -- you can include the ben3 for clarity - you can also say zhang4ben3 if you are in the mood)

账 簿 、 帐 簿 、 账 本

zhang4bu4 / zhang4ben3

Zhang MengLiu JinzheZhu MengxiLiu MingkeMi ZhaoxiZhao He
TimDaleJulie

bank branch 

分 行

fen1hang2

Zhang NingLi Yu ZhengHuang XuLi LongfeiWang Jin
KarenMichaelAprilRory

cash 

现 金

xian4jin1

balance, cash surplus 

结 余

jie2yu2

cash 

现 款

xian4kuan3

cash 

现 钱

xian4qian2

cash flow 

现 金 周 转

xian4jin1 zhou1zhuan3

cash flow 

现 金 流 转

xian4jin1 liu2zhuan3

bank cashier 

银 行 职 员

yin2hang2 zhi2yuan2

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

deposit receipt, certificate of deposit, CD 

存 单

cun2dan1

Cashmeira

service charge 

服 务 费

fu2wu4fei4

Cashmeira

There's a service charge for the checking account but not for the savings. 

支 票 户 头 要 收 服 务 费 , 存 款 户 头 不 收 。

Zhi1piao4 hu4tou2 yao4 shou1 fu2wu4fei4, cun2kuan3 hu4tou2 bu4 shou1.

Cashmeira

check, bill, balance; to check-out, to pay one's bill, to settle accounts 

结 账

jie2zhang4

Cheng MiaoZhao JianGao YanlinLi Xinzhou
DavidAnnLennie

to close down, to go out of business, to go into liquidation, to go bankrupt; bankrupt; bankruptcy 

倒 闭

dao3bi4

Zhu JingRuan YilangLiu WeihongPan Zilong
Kaylee

to cost, to bring (a price)  (oral and informal)

要 花

yao4hua1

The pound sterling's a kind of hard currency. 

英 镑 是 一 种 硬 通 货 。

Ying1bang4 shi4 yi4 zhong3 ying4tong1huo4.

Zhang MengLiu Yu RongHuang XuLiu WeihongCao Li Hua
AbbieMalSarahBrianDawn

You can save foreign currency in the bank. 

你 可 以 在 银 行 存 外 币 。

Ni3 ke3yi3 zai4 yin2hang2 cun2 wai4bi4.

Zhang MengLiu XiaoyunLin QingCao HuiWei Xing
CricketJeremyGlison

hard currency 

硬 通 货

ying4tong1huo4

Zhang MengLiu Yu RongHuang XuLiu WeihongCao Li Hua
AbbieMalSarahBrianDawn

After he defaulted on his loan, the bank confiscated his business and sold it at auction to pay the debt. 

他 拖 欠 还 贷 , 银 行 没 收 了 他 的 公 司 并 且 把 它 拍 卖 用 来 还 款 。

Ta1 tuo1qian4 huan2 dai4, yin2hang2 mo4shou1 le ta1 de gong1si1 bing4qie3 ba3 ta1 pai1mai4 yong4 lai2 huan2 kuan3.

Zhu JingRuan YilangLiu WeihongPan Zilong
Kaylee

deposit slip 

存 款 单

cun2kuan3dan1

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

deposit; to deposit, to save, to make a deposit, to put aside 

储 蓄

chu3xu4

Our minimum deposit for a savings account is 100 dollars. 

我 们 储 蓄 存 款 的 最 低 存 款 额 是 100 美 元 。

Wo3men chu3xu4 cun2kuan3 de zui4di1 cun2kuan3e2 shi4 yi4 bai3 mei3yuan2.

Cashmeira

deposit limit 

存 款 额

cun2kuan3e2

Cashmeira

certificate of deposit 

存 款 单

cun2kuan3dan1

Cashmeira

Mr. Zhang deposited money into the bank but not to earn interest, because the interest is so low.  (Includes the idea that he put the money in the bank for safety, but the interest rates are so low that they aren't worth talking about)

张 先 生 把 钱 存 到 银 行 并 不 是 为 了 获 得 利 息 因 为 银 行 利 率 太 低 了。

Zhang1 Xian1sheng ba3 qian2 cun2 dao4 yin2hang2 bing4 bu2 shi4 wei4 le huo4de2 li4xi1 yin1wei2 yin2hang2 li4lu~4 tai4 di1 le.

Du FengJin YanSun BinAn Yufei
CherieDavid

term deposit  (type of bank account with higher interest and limitations on withdrawl)

整 存 整 取

zheng3cun2zheng3qu3

Ellen

depositor 

存 户

cun2hu4

Cashmeira

During a depression many companies go bankrupt. 

经 济 衰 退 时 , 很 多 公 司 倒 闭 。

Jing1ji4 shuai1tui4 shi2, hen3 duo1 gong1si1 dao3bi4.

Zhu JingGu ChunleiJin YanPan Zilong
DavidAnnDawn

Foreign Exchange Window 

外 汇 窗 口

wai4hui4 chuang2kou3

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

foreign exchange rate 

外 币 汇 率

wai4bi4 hui4lu4

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

variable exchange rate 

自 由 浮 动 汇 率

zi4you2 fu2dong4hui4lu~4

Du FengCao LihongZhou ShuoLi XinzhouFen Ran
CricketDavidCindy

exchange rate 

汇 率

hui4lu~4

Cao LihongZheng LeiZhou HuiRen Shuang
JenniferAustin

He falsified his documents in order to get a loan from the bank. He's in jail now. 

为 了 得 到 银 行 贷 款 , 他 伪 造 证 件 。 他 入 狱 了 。

Wei4 le de2dao4 yin2hang2 dai4kuan3, ta1 wei3zao4 zheng4jian4. Ta1 ru4yu4 le.

Zhu JingGu ChunleiMeng SichenPan Zilong
Cashmeira

finance, banking 

金 融

jin1rong2

Cao LihongZheng LeiZhou HuiRen Shuang
DavidFrank

bank guard 

银 行 保 安

yin2hang2 bao2an1

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

How do I get to the bank?  ( 怎 么 = request for instruction)

我 怎 么 去 银 行 ?

Wo3 zen3me qu4 yin2hang2?

Liu Yu RongLi XinzhouCheng MiaoLi ChunjiangGu ZhengGao YanlinRen Shuang
AnselAustinAnnDawn

The interest on my savings account wouldn't pay for a cab ride to the bank. 

活 期 存 款 的 利 息 还 不 够 我 打 的 去 银 行 的 钱 。

Huo2qi1 cun2kuan3 de li4xi1 hai2 bu2 gou4 wo3 da3 di1 qu4 yin2hang2 de qian2.

Zhu JingGu ChunleiMeng SichenPan Zilong
Cashmeira

How much interest does this CD pay? Is it compounded daily? 

整 存 整 取 的 利 息 是 多 少 ? 是 否 按 天 计 算 ?

Zheng3cun2zheng3qu3 de li4xi1 shi4 duo1shao3? Shi4fou3 an4 tian1 ji4suan4?

Zhu JingGu ChunleiMeng SichenPan Zilong
Cashmeira

to put money in the bank to collect interest 

利 息

li4xi1

Du FengJin YanSun BinAn Yufei
CherieDavid

limit, quota, norm 

限 额

xian4'e2

Is there a minimum for the first deposit? 

第 一 次 储 蓄 有 最 低 限 额 吗 ?

Di4 yi1 ci4 chu3xu4 you3 zui4di1 xian4e2 ma?

Our line of credit with the bank is sufficient for the factory's incidental expenses. 

我 们 在 这 家 银 行 的 最 高 信 用 贷 款 额 度 足 够 用 于 工 厂 的 额 外 开 支 。

Wo3men zai4 zhe4 jia1 yin2hang2 de zui4 gao1 xin4yong4 dai4kuan3e2du4 zu2gou4 yong4 yu2 gong1chang3 e2wai4kai1zhi1.

Cheng HongRuan YilangWang WenjingAn YufeiZhang Zhida
DavidFrank

list, detailed list or statement of account 

清 单

qing1dan1

Liu JinzheZhang MengZhang XiaoweiZhang LiZhao HeZheng Lei
JamesAnn

If we lose this contract the company might go bankrupt. 

如 果 我 们 签 不 下 这 个 合 同 , 公 司 就 面 临 破 产 。

Ru2guo3 wo3men qian1 bu2 xia4 zhe4 ge4 he2tong, gong1si1 jiu4 mian4lin2 po4chan3.

Jin YanZheng HaotianLiu WeihongRuan Yilang
Cashmeira

bank management 

银 行 管 理

yin2hang2 guan3li3

Zhu JingCheng HongZheng HaotianRuan Yilang
JeremyStephanAnn

account manager 

银 行 账 户 经 理

yin2hang2 zhang4hu4 jing1li3

Du FengLiu WeihongZheng HaotianAn YufeiLi Shiyan
DavidEllen

bank merger 

银 行 合 并

yin2hang2 he2bing4

Jiang JieGu ChunleiShao DanniPan ZilongZhu Jing
CashmeiraChelsea

minimum, lowest 

最 低

zui4di1

bank draft 

银 行 汇 票

yin2hang2 hui4piao4

Du FengCao LihongDeng YichenTan LiZhuo Shuo
AnnSarahLennie

closing price 

收 盘 价

shou1pan2 jia4

Cashmeira

previous day's closing price 

前 日 收 盘 价

qian2ri4 shou1pan2 jia4

Cashmeira

market research 

市 场 调 查

shi4chang3 diao4cha2

Shao JingxianHu SiyuWang ChenLi Xinzhou
DavidAbbieChris

to do market research 

作 市 场 调 查

zuo4 shi4chang3 diao4cha2

Shao JingxianHu SiyuWang ChenLi Xinzhou
DavidAbbieChris

We put money in the bank. 

我 们 把 钱 存 进 银 行 。

Wo3men ba3 qian2 cun2 jin4 yin2hang2.

Cheng HongLiu Yu RongSun BinLi Chunjiang
JamesLindseyRick




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Last Update: July 2012
©  Marilyn Shea 1999, 2001, 2004, 2008, 2012